With a view to accomplish its ‘Housing for All’ objective by 2022, the government of India launched its flagship affordable housing programme known as the PMAY (Pradhan Mantri Awas Yojana) in June 2015. Under this scheme, the government aims to build more than two crore affordable housing units across cities and towns in India and allocate the same to eligible beneficiaries.
Apart from building new homes, the government also aims to encourage people to buy new homes by offering them financial aid in the form of a subsidy on home loan interest rate. The scheme has benefitted many homeowners and every year thousands of people apply for a home loan under PMAY.
The government has divided the potential beneficiaries into different groups based on their annual household income. This is done to ensure that everyone gets maximum subsidy benefit in proportion to their income status. You can use the PMAY subsidy calculator to know the exact subsidy you can get based on your income group. This will help you plan your home loan budget accordingly and make an informed borrowing decision.
If you have applied for the PMAY subsidy, you can easily check the status of your application either online or offline. The steps for online and offline status check are discussed below.
How to track PMAY application status online?
Visit the PMAY official website – www.pmayis.gov.in
Click on the ‘citizen assessment’ option from the main menu and choose the ‘track your assessment status’ from the dropdown menu
Next, a new page will appear on your screen, and it will give you two options to check your PMAY status. The options include track assessment ‘by name, father’s name and ID type’ and ‘by assessment ID.’
You can choose any of the above options to proceed.
If you choose the ‘by Name, Father’s name and ID Type’ option, you will get a form wherein you must fill relevant details including name, father’s name, state, city, district, mobile number, and identification proof type.
Once you fill in the details, enter the submit button and you will see the latest PMAY application status on your screen.
If you choose to track your application status ‘by Assessment ID’ options, you must enter the PMAY assessment ID that you may have received while submitting your PMAY application form and the mobile number you have given in your application.
Enter the details and click on the submit button to see the PMAY application status.
How to track PMAY application status offline?
If you find it hard to check the PMAY status online, you can take the offline route.
One of the easiest ways to know your PMAY application status is to call the NHB (National Housing Bank) or the HUDCO (Housing and Urban Development Corporation) on their toll-free numbers. Call the numbers and follow the automated instructions to know your latest PMAY status.
Another way to check your PMAY status is to get in touch with the local municipal authority who is in charge of the PMAY programme. You can visit the NHB or HUDCO office and enquire with the officials. However, make sure that you carry your ID proof and the PMAY assessment ID to track the status.
Tracking the PMAY status is easy, you can easily know if your application for PMAY subsidy is approved or not from the comfort of your home by following the above steps.